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Posted by / 13-Oct-2017 14:30

If you want to earn extra reward points on your credit card by putting regular budget items onto it, open a separate, free savings account just for those budget items.

By setting a budget and limit each month, you'll know how much you can put on the card, and you'll have the money handy to pay off the expenses each month.

Many privacy experts warn that consumers should be mindful of what they buy with plastic.

How much do credit card issuers know about your purchases? Privacy questions "Obviously that is something that most credit cardholders are not going to think about," says Paul Stephens, director of policy and advocacy for the Privacy Rights Clearinghouse, a San Diego-based privacy rights groups.

However, if you are organized, disciplined, have ample income, and want to earn rewards points in a big way, then this strategy can be a winner, as long as using one card to pay another doesn't lead to more spending, less saving, and bigger balances growing on any of the credit cards.

Look for opportunities to make bigger purchases for friends who are paying cash for vacations, gadgets, home goods, lawnmowers, and the like.

If you offer some kind of reward for their help (cooking dinner, helping around the house or with fixing things) you might be more likely to turn some of those friends into loyal helpers in your quest for rewards points.

“I am not going to foreclose their choices based on an arbitrary assignment of gender at birth based on an inspection of their genitals.” Despite difficulties in obtaining a birth certificate, a health card for the baby with the sex listed as “U” has been issued, with the coalition saying it arrived one day “without explanation.” An image of the card shared by the parent includes the “U” designation and the child’s name; it says the child was born in November and the card was issued in April.

Health cards entitle Canadians to use of public health care services and need to be shown each time a medical service is used. Coalition believes the “U” stands for “unspecified or unknown” and Searyl is the first child to be registered in such a way without sex or gender being specified.

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The child has also been denied a birth certificate.